Hit the Brakes on High Payments.
Finance your next car, truck, or SUV — or refinance your current loan — with low rates, flexible terms, and local service from Montana’s largest credit union.
Why Choose an Auto Loan with Whitefish CU?
Whether you’re navigating downtown Missoula, driving up to the Rattlesnake, or cruising down the Bitterroot, the right vehicle makes all the difference. At Whitefish Credit Union, we make financing simple with competitive rates, flexible terms, and quick approvals — plus the confidence of knowing your loan will always be serviced locally.
Already have a loan somewhere else? We can often save members hundreds by refinancing their loan with us, lowering their interest rate or monthly payment.
Making Roots in Missoula, Because It Feels Like Home
Founded in 1934, Whitefish Credit Union has grown to become Montana’s largest credit union — built on trust, service, and community. Now with our new branch in Missoula, you’ll have a financial partner as committed to Montana as you are.
| Period | Dividends Paid To Members |
| Dec-24 | $8,292,098 |
| Jun-24 | $8,497,733 |
| Dec-23 | $13,992,950 |
| Jun-23 | $19,576,420 |
| Dec-22 | $19,194,211 |
| Jun-22 | $7,139,308 |
| Dec-21 | $5,086,531 |
| Jun-21 | $5,215,941 |
| Dec-20 | $6,484,093 |
How Our Dividend Rates Compare
Since 2020, we’ve paid over $90 million back to members. Watch your savings grow with our unique high-dividend rate structure. Twice a year, on June 30 and December 31, members receive dividend earnings at a special savings dividend rate based on a daily average account balance for the previous six months.
| Period | Whitefish CU's Dividend Rate | National Average Savings Account Rate* | Dividends Paid To Members |
| Dec-24 | 1.41% | 0.42% | $8,292,098 |
| Jun-24 | 1.41% | 0.45% | $8,497,733 |
| Dec-23 | 1.90% | 0.43% | $13,992,950 |
| Jun-23 | 2.25% | 0.42% | $19,576,420 |
| Dec-22 | 2.00% | 0.33% | $19,194,211 |
| Jun-22 | 0.75% | 0.10% | $7,139,308 |
| Dec-21 | 0.55% | 0.06% | $5,086,531 |
| Jun-21 | 0.63% | 0.06% | $5,215,941 |
| Dec-20 | 0.85% | 0.05% | $6,484,093 |
Missoula's New Branch Is Open. Your Banking, Your Way.
We’re excited to welcome you to our newest location at 1635 S Russell St., now serving the community with full-service banking, convenient drive-thru lanes, and 24/7 ATM access.
Ready to hit the road?
Apply today to finance your next ride or refinance your current loan for competitive rates,
flexible terms, and local service.