We Challenge You, Missoula.
Rates are dropping. Let's try to lower your current loan payment.
A quick phone call or loan review with Whitefish Credit Union could save you real money on your vehicle, credit card, home loan, or HELOC. Start with your vehicle and see how much you could save by refinancing. Plus, enjoy no payments for 60 days on vehicle refinances.*
No obligation. We only move forward if it’s a win for you.
Ever Wonder What Switching Could Save You?
Example 1
Before: $531/month at 21.59%
After: $373/month at 5.6%
Saving $158 a Month!
Example 2
Before: $675/month at 11.08%
After: $546/month at 5.95%
Saving $129 a Month!
Example 1
Before: $531/month at 21.59%
After: $373/month at 5.6%
Saving $158 a Month!
Total savings over the life of the loan: $9,480
Example 2
Before: $675/month at 11.08%
After: $546/month at 5.95%
Saving $129 a Month!
Total savings over the life of the loan: $9,288
Special Offer: No payments for 60 days on vehicle refinances
These results will vary based on your current rate and loan balance — but these are the kinds of wins we look for when you take the challenge.
Fill out the form, and our Missoula lending team will reach out to review your current loans, walk you through your options, and share any potential savings. There’s no obligation to move forward.
How the Challenge Works & Where You Could Save
- You tell us what loans you want reviewed.
- We compare your current rates to today’s numbers.
- You see your potential savings.
- We only move forward if it’s a win for you.
Start With Your Vehicle
If your car or truck is financed elsewhere, refinancing could lower your payment, reduce your rate, help you pay less over time, and offer no payments for 60 days.
Have Other Loans? We Can Review Those Too.
If you’re juggling multiple loans, we can review your complete loan picture. Consolidating or refinancing may mean:
- One simpler monthly payment
- Less interest paid over time
- A lower combined rate
Why Work with Whitefish Credit Union?
As Montana’s largest credit union, we’re here to help you make smart money moves. You’ll get local decision-making from people who live and work here, transparent explanations, not jargon, and options tailored to your situation.
Frequently Asked Questions
Will this hurt my credit score?
A basic review of your existing loans doesn’t require a hard credit pull. If you decide to move forward with an application, we’ll let you know what to expect and when a credit check is needed.
Do I have to move all my loans to Whitefish Credit Union?
Not at all. We’ll show you where you could save and you decide what, if anything, you’d like to refinance or consolidate.
Do I need to be a member to take the challenge?
Anyone can request a loan review. If you choose to move forward and you’re not a member yet, we’ll help you open membership as part of the process.
How long does this take?
Many members get a clear picture of their potential savings with just a short conversation.